Goals Setting and Planning

A GPS application on your phone is almost useless if you don’t know where you want to go. That’s almost the same in our life, because life is a journey. If you don’t know what you want in your life, your effort and time are almost wasted.

What you want = the destination

Goals setting and planner = GPS

Goals setting and planner will help you to navigate through the journey and help you to reach your goal. Therefore, it is important to familiarise your goals setting and planning system.

Besides, using the classic way, the pen and paper, our computer and smartphones are now equipped with planning and organiser apps for us to go paperless. It can even sync your data online and use it across different devices. Initially, I found that when there are too many data recorded after a while, it becomes very messy inside the phone.

Through the process of trial and error, I developed a systematic way to organise the data. Here I would like to share with you the system to effectively do goals setting and planning electronically.

Before we get into how to use the apps, I will share with you the general process of goals setting.

  1. List down all your dreams and what you really want in life
  2. Filter and prioritise the dream list
  3. Visualise the journey to achieve the dream
  4. Breakdown into smaller actions
Funnel of goals setting
The Goals Setting Funnel

Here are the tools to organise and plan your goals

1. Note-taking Application

Use a note taking application to list down all your dreams

Remember, you can’t accomplish all your long list of dream at once. You need to filter and prioritise them. Here is basically how to do it.

Categorise those dreams into various timeline:

  • Short term (1-3 years)

  • Mid term (4 – 6years)

  • Long term (7years above)

  • Habitual

For example, this is how I label my dream list:

  • Weight lose 20kg (S, 2years)
  • Buy a new house (L, 8 years)
  • Earn monthly income of $50,000 (M, 5years)
  • Travel around the world (H, every year 1 destination)

After that, you need to dig deeper into each and every goals one by one to plan the yearly, monthly, weekly and daily actions.

2. Reminder Application

I will use the reminder application to create a yearly list. I will include everything that I want to accomplish for this year based on my dream list that I have created.


New year resolution
Resolutions List

Now focus on what you want to achieve this year. Add in extra info in the reminder to plan the course of actions.


  • Go for 6km jogging 3 times a week
  • 45minutes gym weight training 2 times a week
  • Detox diet every weekend
  • Every month end, put $850 aside into saving
  • Look for 40 new customers each month
  • Service existing customers so that they can repeat purchase every month
  • Book flight ticket in April
  • Book hotel in June
  • Target travel date to Japan December
reminder apps
Details new resolutions with course of actions

3. Calendar Application

Once you list down the course of actions, you will record down those actions into your calendar. Then set alarm so that your calendar application will send you an alert.


In short, these are the process of goals setting and planning using your smart phones.

  • Set your big dreams using note application
  • List down your yearly resolutions and goals using reminder
  • Plot the actions into your calendar to create your daily schedule

Remember, follow through with ACTION.

One more thing: allocate a slot of time every day to review and plan for your next day.

With good planning, you can create an amazing life

Wait, I will Do it Later

At a certain point in our life, we may come across the idea of starting a business. Generally when this happens, people fall into two major categories: “go for it” or “wait I will do it later”. 

Some will go for it. However, majority of people will tend to find excuses and fall into the “wait I will do it later” group. The reason is throughout every stage in our life, excuses are everywhere and it is so easy to find. 

Let’s take a look at the common timeline of a person:

Early 20s – College/ university

“Wait I will do it later. It’s not the right time. I focus on my study first.” (Lack of knowledge and information)

Mid/ late 20s – Working

“Wait I will do it later. I need to get more experience first. I don’t have enough money.” (Lack of confidence and self-belief)

Early 30s – Marriage & Family

“Wait I will do it later. I have no time. I need to take care of my family and children.” (Lack of passion and direction)

In the 40s – Comfort zone

“I have tried before. I think it’s a bit too late to start again now. It’s difficult for me to leave my job now.” (Influenced by past experiences and afraid of uncertainty)

In the golden age – Retirement

“I’m too old and have no energy to start a business.” (Lack of confidence)

As the time goes by, many people are going through every stage in life, allowing one excuse to another excuse stops them from achieving what they really want. It’s a chained effect. Most the time, the excuses are not the real reasons. 

If we are looking at the different stages in life, the main reasons behind the excuses are generally lacking in the following aspects: knowledge, confidence, passion, direction, and certainty. 

Here are 5 things you can do to help you, moving from “wait, later” to “Go for it.”

  1. Cultivate reading habits 

  2. Adopt life-long learning

  3. Open for opportunity

  4. Learn to look at things positively

  5. Look forward, instead of dwelling on the past

Stop letting your excuses pull you back from being extraordinary. 


“He that is good for for making excuses is seldom good for anything else.”

-Benjamin Franklin-